Ryan Curtis, CFP®, First Vice President/Investments, Stifel
My name is Ryan Curtis, I am a financial advisor with Stifel in San Luis Obispo. I believe that it is important to know the people with whom I do business, and therefore, I feel it is important for me to share some information about myself with people considering working with me.
I grew up in Truckee, California near Lake Tahoe, and started investing at the age of ten. Investing has been a passion for me ever since. I moved to San Luis Obispo to attend Cal Poly, where I received a Bachelor of Science in Business Administration. While there, I had the opportunity to work for a couple of investment firms doing analytical work. Throughout college, I always thought that I would become a financial analyst; however, after being raised in Tahoe, and living in San Luis Obispo, the last thing I wanted to do was move to a major city, and that is where all the analyst jobs were. To remain in town, and in the financial field, I started working as a financial advisor in 2008 and have enjoyed every moment of my career since.
I follow a disciplined and relatively conservative approach to investing. The focus of my practice is on constructing portfolios of investments (primarily dividend-paying stocks and bonds) to help my clients pursue future income needs. I also provide forward-looking investment planning to help you pursue your long-term financial goals.
I hope to have the opportunity to get to know you better in the years to come and to build a professional relationship.
If there are any investment-related questions that you may have, please feel free to call me to set up an appointment.
Changes in market conditions or a company’s financial condition may impact the company’s ability to continue to pay dividends. Companies may also choose to discontinue dividend payments. When investing in bonds, it is important to note that as interest rates rise, bond prices will fall.
Newsletters
-
Enriching a Teen with a Roth IRA
A teen with a part-time job can contribute to a Roth IRA, which is a flexible way to accumulate funds for college, retirement, and other long-term needs.
-
Why the EPA is Focusing on “Forever” Chemicals
In March 2023, the Environmental Protection Agency proposed the first federal limits for six types of per- and polyfluoroalkyl substances, or PFAS, in public drinking water.
-
Time to Bulk Up Your Emergency Fund
A financial crisis can strike when least expected, so it’s important to have a sufficient emergency fund. This article offers some suggestions to help increase a fund before it’s needed.
-
HDHP/HSA Pairing May Help Control Medical Costs
High-deductible health plans offer potential savings by encouraging cost-effective choices in medical spending, as well as eligibility for a health savings account with tax advantages.
Calculators
-
Net Worth
A balance sheet summarizes your assets and liabilities and reveals your net worth.
-
Taxable Equivalent Yield
Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.
-
Credit Card Debt
How Long Will It Take to Pay my Balance?
-
Car Affordability
How much can you afford to pay for a car?